When you’re young, saving might be the last thing on your mind, but establishing a financial plan is one of the greatest gifts you can give to yourself and your future. By taking control of your finances now, you can change your life for the better. Not quite sure where to start? No problem. Bernard [...]
So many people have questions this year regarding tax returns - both personal and business alike, and it should come to no surprise, given the many challenges that the pandemic has brought on. Let’s be honest, filing taxes in general can give anyone a headache, but submitting pertinent information for your 2020 taxes can raise [...]
The US is losing ground when it comes to retirement security The U.S. is falling further behind other countries. Norway, Switzerland and Iceland rank highest on a global retirement security index. All your retirement dreams can come true, just maybe not in the U.S. Among the leading nations for retirement security, the United States didn't [...]
KDK Blog Post - 2 America’s Pension Bomb: Illinois Is Just the Start We’ve been hearing it for years: America’s public pensions are a ticking time bomb. Well, at long last, the state of Illinois is about to expose just how big this blowup could be. As of the 2015 fiscal year, Illinois had promised [...]
4 ways to tap your retirement funds earlier than normally allowed Qualified retirement accounts can offer great tax advantages for people saving for retirement. Those advantages work incredibly well if you use them to save for several decades and then retire at age 59 1/2 or later, but if you need to tap your money [...]
Almost half of Americans die nearly broke Americans aren't known for being great savers. In a recent GoBankingRates study, 69% of adults admitted to having less than $1,000 in the bank, while 34% said they actually don't have any savings at all. But apparently, this collective lack of savings doesn't get all that much better [...]
5 things to give up if you want to be debt-free Debt is easy to rack up — but hard to pay off. That's why it's no surprise that Americans surpassed $1 trillion in credit card debt last year, the highest level since the Great Recession. However, if you're willing to buckle down, becoming debt-free, and doing it [...]
